Darcy Bergen

When it comes to getting older, there are many decisions that should be made before the unknown happens, such as a healthcare proxy and a living will, but when it comes to retirement, the plans individuals have made leading up to that decision are just as important as their strategies and resolutions during retirement. How do you know you're making the right decisions for yearly withdraws, asset allocations, and being confident that money is not depleted before you or your spouse die? What if you retire early, or what if you've needed to withdraw from taxable investments over the years? How do you make sure you stay ahead of the deductions and avoid a deficit? These crucial investment decisions are imperative for peace of mind and quality of life. Darcy Bergen  is an Investment Advisor Representative that specializes in teaching people about retirement investing and how to maximize their assets and allocations for the golden years. "If possible, deferring retirement b

  Darcy Bergen, owner of Bergen Financial Group  offers conservative retirement planning strategies and products designed to provide guaranteed income for life while protecting their client’s principal from the fluctuations of the stock market with fixed annuity options. Did you know that every month, 59 million people receive a Social Security Benefit? More often than not,  Darcy Bergen sees  some confusion from his clients when it comes to Social Security, and he sheds light on the basics of the plan and benefits. The Social Security benefits act was established in 1935. Back then a lump sum was allocated to recipients until the law was changed in 1940. A lot of things have changed over the last 84 years, and many individuals are not as up to date on the basics of Social Security as they might need to be.  The Social Security trust fund reserves are 2.9 trillion. Most workers are eligible for Social Security benefits, but not all. For example, until 1984, federal government employees

Financial advisor  Darcy Bergen  holds more than two decades of experience in financial planning. On the heels of founding Clear Solutions for Seniors, LLC, he started  Bergen Financial Group  in 2003, and was recognized as one of the top 20 advisors in sales with Midland National life annuity division year after year. In 2015, after many years of successful investment and financial development for his clients, Darcy Bergen became a fiduciary (licenses 65), offering even further reliance between trustees and beneficiaries. Bergen Financial Group offers conservative retirement planning strategies and products designed to provide guaranteed income for life while protecting their client’s principal from the fluctuations of the stock market with fixed annuity options. Saving For Retirement & Living The Life You Deserve Darcy Bergen founded Bergen Financial Group based on a simple philosophy; to teach their clients how to employ strategies to help protect them from incurring losses on t